UK Contractor Take-Home Explorer
Pick your target annualised gross to see the take-home across all four UK engagement types — Standard PAYE, Umbrella (Inside IR35), Limited Company (Inside IR35) and Limited Company (Outside IR35).
Pick a target income
£40,000/yr£174/day
PAYE £32,334.00Ltd Out £31,176.50
Gap £4,116.22/yr across regimes
£50,000/yr£217/day
PAYE £39,454.80Ltd Out £38,486.45
Gap £5,071.82/yr across regimes
£60,000/yr£261/day
PAYE £45,374.80Ltd Out £45,966.40
Gap £5,464.93/yr across regimes
£70,000/yr£304/day
PAYE £51,111.00Ltd Out £51,311.75
Gap £5,843.87/yr across regimes
£80,000/yr£348/day
PAYE £56,980.60Ltd Out £56,239.56
Gap £6,430.82/yr across regimes
£90,000/yr£391/day
PAYE £62,716.80Ltd Out £61,055.37
Gap £7,200.61/yr across regimes
£100,000/yr£435/day
PAYE £68,576.40Ltd Out £65,983.17
Gap £7,978.31/yr across regimes
£110,000/yr£478/day
PAYE £72,334.60Ltd Out £70,798.99
Gap £6,770.10/yr across regimes
£120,000/yr£522/day
PAYE £76,180.20Ltd Out £75,726.79
Gap £6,253.80/yr across regimes
£125,000/yr£543/day
PAYE £78,015.60Ltd Out £78,078.70
Gap £6,563.24/yr across regimes
£130,000/yr£565/day
PAYE £80,659.90Ltd Out £80,345.51
Gap £7,479.89/yr across regimes
£150,000/yr£652/day
PAYE £91,265.20Ltd Out £86,779.83
Gap £10,849.54/yr across regimes
£175,000/yr£761/day
PAYE £104,552.30Ltd Out £96,340.44
Gap £12,632.65/yr across regimes
£200,000/yr£870/day
PAYE £117,839.40Ltd Out £107,516.09
Gap £14,415.77/yr across regimes
Prefer a day rate?
If you know your day rate rather than an annual target, the contractor comparisons at /compare/500-a-day and /compare/700-a-day cover the same four regimes indexed by day rate instead.