How do I calculate my UK take-home pay?

Use our UK payroll calculator to compare PAYE, Umbrella, and Limited company take-home pay. Enter your gross income, tax code, student loans, and pension contributions to get an accurate calculation.

What is the difference between PAYE, Umbrella, and Limited company?

PAYE is standard employment with tax deducted at source. Umbrella companies act as your employer for contracting work. Limited companies offer the most tax efficiency but require more administration.

Privacy Policy

Last updated: 25 August 2026

This page describes implemented technical behaviour. Formal GDPR / PECR compliance wording REQUIRES OWNER/LEGAL REVIEW before treating this as a final legal document.

Introduction

UK Take-Home Calculator ("we", "our", "us") provides a free UK take-home pay estimator. We design the product so that salary and tax inputs are processed for the immediate calculation and are not stored in an application database. We do not operate user accounts.

1. What we do not collect

• Name or account profile
• Email address (no newsletter or signup is currently wired)
• National Insurance number
• A server-side database of your salary calculations

Interactive calculator inputs are processed in your browser. Some public marketing pages and share-image endpoints compute figures from URL parameters or curated catalogues using the same deterministic engines — those parameters are not retained as user profiles.

2. Analytics

We use Plausible (privacy-oriented analytics). The site operator may optionally enable Umami. We do not currently load Google Analytics 4.

Custom events are designed to send coarse salary bands (for example <30k, 30–60k) rather than exact user-entered salaries. Public SEO pages already expose salary figures in the URL (for example /salary/50000-after-tax); analytics may record the page path.

Classification of analytics as essential vs optional under PECR — REQUIRES OWNER/LEGAL REVIEW.

3. Advertising

When configured, Google AdSense may display ads. The AdSense script loads only after you accept via the on-site consent banner (stored in localStorage). If storage cannot be read, advertising scripts do not load.

Once loaded, Google may set advertising cookies according to Google's policies. See also our Cookie & storage policy.

4. Shareable URLs

Tools such as /pay-rise?from=&to= put salary figures in the address bar so results can be shared. Anyone with the link can see those numbers. Prefer not to share links that reveal salaries you consider private.

5. Hosting

The site is typically hosted on Vercel (or equivalent). Hosting providers process standard technical request logs (for example IP addresses, user-agent) under their own terms.

6. Your rights

Depending on applicable law you may have rights to access, erasure, and objection. Because we do not operate user accounts or a salary database, many requests will have limited material to act on beyond browser storage you control and third-party provider processes.

Rights wording — REQUIRES OWNER/LEGAL REVIEW.

7. Contact

We do not currently publish a contact email. When available, it will be listed here.