How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£120,000 → £20,000
Gross raise
-£100,000
Additional annual take-home
-£58,238
Additional monthly take-home
-£4,853
Extra Income Tax
-£37,946
Extra NI
-£3,816
You actually keep
58%
of your -£100,000 raise = -£58,238 /yr, -£4,853 /mo
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