How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£120,000 → £35,000
Gross raise
-£85,000
Additional annual take-home
-£47,438
Additional monthly take-home
-£3,953
Extra Income Tax
-£34,946
Extra NI
-£2,616
You actually keep
56%
of your -£85,000 raise = -£47,438 /yr, -£3,953 /mo
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