How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£125,000 → £20,000
Gross raise
-£105,000
Additional annual take-home
-£60,138
Additional monthly take-home
-£5,011
Extra Income Tax
-£40,946
Extra NI
-£3,916
You actually keep
57%
of your -£105,000 raise = -£60,138 /yr, -£5,011 /mo
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