How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£18,000 → £45,000
Gross raise
£27,000
Additional annual take-home
£19,440
Additional monthly take-home
£1,620
Extra Income Tax
£5,400
Extra NI
£2,160
You actually keep
72%
of your £27,000 raise = £19,440 /yr, £1,620 /mo
Share: