How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£28,000 → £18,000
Gross raise
-£10,000
Additional annual take-home
-£7,200
Additional monthly take-home
-£600
Extra Income Tax
-£2,000
Extra NI
-£800
You actually keep
72%
of your -£10,000 raise = -£7,200 /yr, -£600 /mo
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