How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£44,000 → £18,000
Gross raise
-£26,000
Additional annual take-home
-£18,720
Additional monthly take-home
-£1,560
Extra Income Tax
-£5,200
Extra NI
-£2,080
You actually keep
72%
of your -£26,000 raise = -£18,720 /yr, -£1,560 /mo
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