How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£45,000 → £25,000
Gross raise
-£20,000
Additional annual take-home
-£14,400
Additional monthly take-home
-£1,200
Extra Income Tax
-£4,000
Extra NI
-£1,600
You actually keep
72%
of your -£20,000 raise = -£14,400 /yr, -£1,200 /mo
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