How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£46,000 → £40,000
Gross raise
-£6,000
Additional annual take-home
-£4,320
Additional monthly take-home
-£360
Extra Income Tax
-£1,200
Extra NI
-£480
You actually keep
72%
of your -£6,000 raise = -£4,320 /yr, -£360 /mo
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