How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£58,000 → £40,000
Gross raise
-£18,000
Additional annual take-home
-£11,878
Additional monthly take-home
-£990
Extra Income Tax
-£5,146
Extra NI
-£976
You actually keep
66%
of your -£18,000 raise = -£11,878 /yr, -£990 /mo
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