How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£65,000 → £40,000
Gross raise
-£25,000
Additional annual take-home
-£15,938
Additional monthly take-home
-£1,328
Extra Income Tax
-£7,946
Extra NI
-£1,116
You actually keep
64%
of your -£25,000 raise = -£15,938 /yr, -£1,328 /mo
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