How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£80,000 → £40,000
Gross raise
-£40,000
Additional annual take-home
-£24,638
Additional monthly take-home
-£2,053
Extra Income Tax
-£13,946
Extra NI
-£1,416
You actually keep
62%
of your -£40,000 raise = -£24,638 /yr, -£2,053 /mo
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