How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£85,000 → £20,000
Gross raise
-£65,000
Additional annual take-home
-£41,938
Additional monthly take-home
-£3,495
Extra Income Tax
-£19,946
Extra NI
-£3,116
You actually keep
65%
of your -£65,000 raise = -£41,938 /yr, -£3,495 /mo
Share: