How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£85,000 → £40,000
Gross raise
-£45,000
Additional annual take-home
-£27,538
Additional monthly take-home
-£2,295
Extra Income Tax
-£15,946
Extra NI
-£1,516
You actually keep
61%
of your -£45,000 raise = -£27,538 /yr, -£2,295 /mo
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