How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£95,000 → £18,000
Gross raise
-£77,000
Additional annual take-home
-£49,178
Additional monthly take-home
-£4,098
Extra Income Tax
-£24,346
Extra NI
-£3,476
You actually keep
64%
of your -£77,000 raise = -£49,178 /yr, -£4,098 /mo
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