How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£95,000 → £20,000
Gross raise
-£75,000
Additional annual take-home
-£47,738
Additional monthly take-home
-£3,978
Extra Income Tax
-£23,946
Extra NI
-£3,316
You actually keep
64%
of your -£75,000 raise = -£47,738 /yr, -£3,978 /mo
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