How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£95,000 → £35,000
Gross raise
-£60,000
Additional annual take-home
-£36,938
Additional monthly take-home
-£3,078
Extra Income Tax
-£20,946
Extra NI
-£2,116
You actually keep
62%
of your -£60,000 raise = -£36,938 /yr, -£3,078 /mo
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