How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£95,000 → £40,000
Gross raise
-£55,000
Additional annual take-home
-£33,338
Additional monthly take-home
-£2,778
Extra Income Tax
-£19,946
Extra NI
-£1,716
You actually keep
61%
of your -£55,000 raise = -£33,338 /yr, -£2,778 /mo
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